Vivianne Mitchell Reports

Trust but verify before you make your decisions.

Information is important only if it is true and good in your life

What is true and correct for one is not necessarily true and correct for

you.

COMMON SENSE – GO GREEN


Truly I believe in the concept of the green earth theory.  I think we should all do our best to leave the environment clean.

As we have witnessed during the past few years’ nature does much to harm itself.  The violence caused over just the past three years is devastating to all humans.  It seems one storm, earthquake, fire, tsunami, and other of nature’s detours should make it clear that there is a much higher power.  Anyone who actually believes an aerosol can or other of man’s inventions could possible is responsible for global warming must be very arrogant indeed.

I just finished an article out of April issue of Smithsonian about the Sun.  This article so confirms what I think.  The article is “Something new Under the Sun” by Robert Irion.  I want to paraphrase a bit of it for you as it is so much a part of using our common sense.

The article helps us understand just how small this planet is in relation to all that is out there.  That the Sun is a spinning ball of gas large enough to contain 1.3 million earths.  It is our parent star and only 18 minutes away, as the light flies.  The Sun get more telescope time than any other object in space. The research of the sun is being done as a global enterprise throughout the world.

The most intense solar storm ever recorded struck in the summer of 1859.  British astronomer Richard Carrington observed a giant network of sunspots on September 1, followed by the most intense flare ever reported.  18 hours later the Earth was under magnetic siege.  The northern lights glowed as far south as the Caribbean.  Sparking wires shut down telegraph networks, which were the internet of that period of time, across Europe and North America.

There was another magnetic storm in 1921 which knocked out the signaling system for New York City’s rail lines.  A solar storm in March 1989 crippled the power grid in Quebec.  Electricity was gone for millions for over 9 hours.  In 2003 a series of storms caused blackout in Sweden while it also destroyed a $640,000,000.00 Japanese satellite.  Airplanes had to divert flights away from the North Pole costing $10,000.00. to $100,000.00 each.  According to a report from the Na0tional Research Council, as solar storm the size of the 1859 or 1921 solar storm destroy and disable satellites, communication networks, GPS systems and fry power grids.  The costs would be over a trillion dollars.

My point is that after this last disaster in Japan.  How can anyone think that man could be able to do more than use his common sense in going about saving this planet for the future?  This means all resources should be valued and treated with respect.

So why is our government taking away our own energy with punitive rules and regulations that there can be no drilling?  The world is aware that several of the states of the United States have an abundance of natural gas, oil and other wonderful natural resources.  Yet our government, democratic or republican, chooses to have us pay more than it would cost for us to use our own resources.  They will allow our country to be put into debt that is unimaginable.  A debt we can not sustain, even with great sacrifice of quality of life for our citizens.  It is a power control issue, in my opinion.

Misusing our God given source of food, energy, and shelter is to be selfish and greedy.  But not to use them wisely may be as misguided.  I am referring to the politically correct policies in regard to having our country save our oil and gas reserves while going broke borrowing money to pay others for what we already have here in the USA.

A prudent plan would be a plan everyone could live with confortably now and have great plan for the planet in the near future. That would include drilling and using some of the energy in the earth for the next 25 to 50 years.  At the same time be ready with the infrastructure for renewable power to be phased in starting in 25 years.  We could take some of the profit made by our own citizens and companies and have them provide the technology through their R&D.  Also provides time for the mechanics to be done.  We are nowhere ready for electric, tractors, backhoes, ships, boats, airplanes as well as our manufacturing to be functioning before then on alternative power – maybe not even if then.

Our price indexes would go down our self esteem would go up.  The energy and manufacturing companies could be responsible for the schedule of future transportation and manufacturing.

Think of all the jobs it would create.  Hundreds of thousands if not millions and they are well paying jobs.   I know people who are going to work in the Wyoming- Montana oil fields because of the money.  $30.00 to $50.00 per hour or at least $250.00 per day is what they are earning.  Many of the wells are already drilled but have had to be capped per regulations.  Who can understand our wells, already drilled, not being used while we pay double to the countries in the East and South American.  We still use the oil – just not ours.  How does that benefit our people?  Duh it doesn’t.

In wisdom,

EXAMPLE OF LIFE’S DETOURS (PART 2)


Joe returned home after his life changing day.  No one could have ever imagined how he felt.  His insides were turning over; his mind was in spaces from rage to absolute disbelief.  His body was trembling and his heart was upside down.

 

As Joe entered the home Bertha was there with her arms outstretched to provide what comfort could possibly be provided in this completely bizarre event.  Their son was there and with his compassion and love for his dad tried to be part of the incident which his father had endured during the past 10 hours.  And naturally Bertha had called their son, who was away at college, to tell him of the grim horrible incident that his father had incurred.

 

No one in the family could even imagine what would be the worst of this incident.  Everyone knew it was a matter of circumstances and nothing more.  Joe would never be the same.  Who would?  His love of life and caring nature for others would make a difficult emotional situation for him to try to deal with from this day forward.  His family would support his decisions and help hold his self esteem in place.  Not an easy task at best.

 

The family got through the next few days with the faith and energy they provided for each other.  They contacted the other family and sent all the condolences and concern they could through phone calls, notes and were in the process of putting together some sort of memorial.

 

BANG.    Here come the predators.  The lawyers, accountants, insurance agents, and others walk into the monetary life of Joe and Bertha!

 

All the retirement plans and hopes and dreams of this family are now at large.  Open for the vultures.   It does not matter who is responsible, or who is not.  These people are trained to do their job.  Take a situation and fill in the details that suit their financial needs.  Not necessarily those needs of the people involved necessarily but each profession has their own to protect.  Some of them seem also have a need for profit at any emotional, financial loss, or legal cost to the parties involved.  It is called tort law or sue someone first before they sue you.  I have been there.

 

You know from previous writings that Joe and Bertha held all their assets personally.  Their home, business, investments, cars, toys, properties, savings, and anything else were titled in their names.  They were very proud of what they had been able to accomplish during their life.

 

Now come in into their lives people and events that will try to tear all that apart.  It does not have to and it does not always turn out bad.  It is a possibility.  It is about the decisions you

 

So Joe has to get some representation.   The insurance company is so sorry.   They will do the best they can – and most certainly will pay out what claims are covered in Joe’s policy.  The accountant is quite worried that their will be some freeze on assets, even though it will probably not last or be permanent.  The attorney – well he just needs a retainer and he will handle everything.

 

STOP LOOK LISTEN

 

 

These are innocent people.  Wrong place wrong time.  But it happens more than you would imagine.  How could this situation been prevented?  The accident probably could not have e been prevented.  Joe was doing his job moving materials on the highway.  The other car was doing what it needed to do.  Weather and circumstances were against the accident not happening.

 

But the estate of Joe and Bertha could have been put in a much more advantage state.    It is hard to find out this information.  Few professional people will give you advice unless it is about a product they sell.  They blame it on practicing without a license.  Why not just an opinion from them for you to research and act upon or not?  It is not in their best interest.  Go figure.

 

Joe and Bertha lived a responsible life style, they had more than the minimum insurance required.  The other tragically hurt family could have received all the insurance due them.  Joe and Bertha did not realize that any situation would arise that would put all they had worked for their whole lives could be at stake.  AND IT IS NOW.

 

Joe and Bertha made plans for retirement – they did not make plans for disaster or predators.  It is now after the fact.  It is too late to protect everything.  The law suits may not give everything to others – but again they may.  Plan!

 

There are many ways to protect your assets.  You must do it.  All the savings accounts, investment assets, property assets, and other items including your home can be at risk.  There are lots of strategies that will work.  But how can you strategize if you are not aware of the different entities you have available – and how they work together

 

Have you noticed how many people really have no idea how to use entities?  They work for a living and figure if they save and plan they will be fine come time for their goals  to be implemented.  Wrong!

 

You have read only one story about people who were truly innocent and came into a situation that could take almost everything they had worked to create.  There are other predators that could loom up and take your future away from you also.

 

Think about illness.  If you have a member of your family become really ill.  Health Insurance is desirable – but it will not pay for everything.  And depending upon how long and what.

 

Let’s look at you and your spouse and one of you gets some incurable illness.  It requires special care nursing home living expenses for the rest of your time.  That will take all your assets in a little amount of time.  There are entities that you can use and prevent loosing everything.

 

Entities such as I am talking about are available to everyone –in any state.  The one you would choose to use would vary and depending upon your assets you would want to protect.  It could be a very simple LLC or a partnership, trust, or corporation.  All of these will protect you against most disasters better than personal ownership.

 

The key is that these entities are put into place early in you plan – that they are not designed because you are ill or already have a problem you are trying to avoid.  Estate planning is something you should do as early as you can.  And get your parents to think about it too.

 

My opinion is that you should look into a strategic plan to protect you and your family – even your elderly parents can have their assets protected.

 

Older people go into the hospital for a serious illness and come out 3 or more weeks later – they could and will probably owe more than their home equity and assets to the hospital and medical.  Now they live worried and unable to recover as quickly as they should.  Most of these people have a fixed income that does not keep up with the actual cost of living increases.

 

As you look into this idea of not owning but rather being a steward you will be amazed about how many entities there are to protect you.  You will also find many professional people that work with these strategies and can help you.

 

One of the main reasons for asset protection is to be able to leave a legacy.  In the year 2010 there were on inheritance taxes.  There will be soon I am sure.  Someone will get sued somewhere. Some people will have uncontrolled situations that are not favorable to them.   Accidents, fires, loss of employment, divorce, death, some people will be come ill. are detours.   Most of us will not be involved in these detours.  We can still seek knowledge to help ourselves, or others, to be in the best position possible to survive these events.

 

Live your life with joy.  Plan your life with wisdom.  Enjoy your life with great faith and love of mankind and you will be happy.

 

In wisdom,

VIVIANNE WALKER

EXAMPLE OF LIFE'S DETOURS (PART 1)

An entity is organized to do a specific task.  I want to talk about an entity to protect your assets.  I am going to give you some example stories of some of the predators you may encounter during your life who can take your life’s work, your assets,  in a heartbeat.

The following story is a composite of situations that have real consequences. Probable Solutions will be coming on a consistent basis through the           TRUTH REPORT

Bertha was in her late 50’s.  She had been raising a family during most of the time of her 22 year marriage.  Bertha had a college education but had not had a job outside of her role as a wife and mother.

Bertha’s husband, Joe, was the bread winner and Joe and Bertha had a large accumulation of assets.

Joe was a very successful commercial landscape designer.  He and Bertha had a plan for their future.  They owned several commercial buildings, and acres of property.  They also owned the stock of corporation that was the landscape business.  After 20 years of hard work, sacrifice and planning Joe and Bertha had it very good.  They were wealthy by all standards.  Meaning they were happy in their relationship with each other, as well as with their own persona in the community, church and with their children.

Their first born, Tim, was now 19 and a Sophomore in college.  Their other offspring, Jamie, was 15 and still in high school.  He lived with Bertha and Joe in their home.

The house was large, over 5000 square feet in the main house, with a guest quarters.  Joe, along with some of his staff had designed  a large recreation site with pool, hot tub, barbeque, and work out room.  Property of 2.5 acres was all landscaped by the company and often used as a sales tool for Joe to promote new business.  Joe had used large rock, boulders, and marble in his landscape business and had many examples at his personal residence.   The residence was part of, in the minds of Bertha and Joe,  a well planned retirement.

Joe and Bertha had discussed selling this home when Jamie was off to college.  They had even gone so far as to buy property and were looking for options for building.  They hoped to kick back a bit in a smaller residence and travel part time for now and sell the business and retire within the next 5 to 7 years..

Joe and Bertha lived in southern Oregon.  The weather there can be inconsistent, to say the least.  You may start the day with sunshine and end up in the afternoon in a sea of fog, rain, snow and ice.

It was one of those days in mid March when the weather can be so unpredictable when Joe was traveling up the I-5 to a job site.  He was pulling a very large trailer loaded with large boulders.  The visibility became very bad.  Joe was slowing down in the fog when red stop lights suddenly appeared in front of him.  It seemed like from no where but there they were.

As he hit the brakes the slick pavement allowed the large trailer to jack knife and slide into the other lane of traffic going north with him.  A small car was traveling in that lane and the trailer seemed to move it off into and through the shoulder of the highway into a small dip and into some trees.   Two people were hurt and the driver was killed.  The two people hurt were children and the driver was the mother of the children.  Joe was physically OK.

Now the stage is set.  Hope you tune in for what will happen next.

In Wisdom,

Vivianne Mitchell

THOUGHTS FOR GOOD DECISION MAKING


All of us are put into the position at one time or another that we are not as smart, capable, worthy, or powerful in life as others.  My position is to help arm yourself so you do not get trapped.   We can be all of the above if we choose to collect the tools necessary to put ourselves into the most advantageous position. 

Tool is collecting the knowledge to help set up positive firm policies in your decision making.  I am going to provide you with some of the necessary tools, knowledge, to help you make the correct decisions.  You will make better decisions by sharing wisdom or the life experiences of others.

Assets have always been a standard of indexing people.  Assets also are important among what we are trying to acquire when we live for life, liberty and pursuit of happiness.

Our home would probably be the biggest asset to the average or typical person.  Then we build from there to savings, investments, and “toys”.  Toys like cars, boats, vacation homes, and others.

As we accumulate assets some of us are not aware of the responsibility we are creating for ourselves.  There are so many predators out there.

Predators are the going to be listed into categories.  At least three categories  a.  Bad decisions category.  b.  Very bad decisions category.  c.  good decision category.  All of them need to be examined carefully researched and dissected.

Predators in this article are defined as any person or business that will be able to reduce your net worth.  Examples include but are not limited to:

Any person or entity in a position to be able to access or spend our assets, to sue you, or put you in jeopardy.  This could include      about every person or business you know.  Starting with family, neighbors, fellow workers, care givers, hospitals, insurance companies, government agencies, banks, and many others can be potential predators.

People seem to assume the people closest to them are not predators although the statics prove otherwise.

Trust but verify.  This Reagan statement is used so much in the political arena yet is really a great policy for all of your life decisions.

Protecting assets sounds easy.  It can be.  It should be.  It is a consent continuing on going task.  You are capable of managing protection of assets on your own.  You must do it thou rally  although most people do not continue to update their entity , forget to change with the assets changes like new cars, houses, boats, and investments.  New laws and regulations are in constant motion and need to be addressed in your asset building entity.  Changes in family situations divorce, death, and births must be addressed.

In Wisdom,

Vivianne Mitchell

SHARING PHILOSOPHY


As we travel through and make our journey called life we all have experiences that we feel compelled to share.  Each of us prioritizes these events in different degrees of importance and put them into the world for examination and discussion.  The longer we are here the more we have to share.

This information is meant to be used for those above reasons. The main things we can add to humanity are our thoughts, deeds, experiences which can be known as wisdom.  That is if we have taken wisdom from our past experiences.  Not all people do.  Some people do not take any information and start the same thoughts, deeds and experiences over.  Some of us take the negativity from our experience, some the positive from their experience.  The trick is to take all information filter and store for the future.

I am in hopes to share some life experiences so you can have a resource for wisdom that comes from experiences that happen to the majority of us. You can then add your own wisdom this process should give you advantage in the decisions you may have to make, and can enhance the outcome of your life’s journey.  It’s the journey not just the destination that is important.

During my journey I have experienced, as have most of us, the good, bad and the very bad.  I have also come to realize if I had been able to draw from others journeys I could have eliminated many of the very bad experiences.  There will always be good and bad decisions.  We can recover from those – but the very bad are very difficult from which to rebound.  Sometimes almost impossible if this happens late in our journey, life, we run out of time.

I have ideas, thoughts, and deeds that I have never shared.   I now want people to have access to the wisdom developed during the past.  It can do one of al least three things.  It can give you a new perspective.  It can add more fact to your existing perspective.  It can be considered unworthy and discarded.

I want to share with you some information so you can go to the best get the correct information for protecting and covering your assets.  Remember these are ideas, policies, concepts that come from many others, years of experience, and are opinions that hopefully will help you develop your own policies and systems that work for you.

I am not an expert in life – life is a moving target.  Stop, look and listen before you act.  Be sure to be informed as possible.  Ask questions of anyone you know you trust.

Also as I will quote throughout my material  - trust but verify – before you make decisions.

In Wisdom,

Vivianne Mitchell

IRS Charged with Fraud

IRS accused of fraud by 9th Circuit Court, Case No. 00-70858. Read more.

 
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